Archive for the ‘property’ Category

Credit is made of individual parts

Friday, April 16th, 2010

Partnerships provide value that competitors cannot duplicate. Anyone can reproduce a widget. So don’t bet the family fortune on your product or service. Sooner or later, someone will dissect it, figure it out, and make it better. And where will that leave you? What they can never reproduce is the dynamics created through partnerships. Each partnership is unique, made up of unique individuals, and the interactions between these people cannot be replicated. How do you reproduce genius? If scientists could figure out that one, cloning might become the most prevalent form of reproduction. But we haven’t figured it out because it is so complex and is the sum of so many factors that it can never be duplicated. This is true of partnerships as well.

Tags: , , , , , ,
Posted in Private Annuities, loans, money management, payday loans, property | Comments Off

The integration of your credit resources

Thursday, October 29th, 2009

The value chain for the automobile industry is representative for a cyclical sector. The various component makers interact with suppliers from the steel, textiles and basic materials industries. The car manufacturers assemble all parts together and finished automobiles are shipped through various distribution networks to the final consumer. Own financial services companies support the sales process. A vertical integration will increase the car manufacturers’ ability to control the entire value chain. Production costs are a major component for the success of car manufacturers. If a new technology or regulatory/deregulatory forces change the structure of an industry’s value chain the companies within this industry will try to adapt to the new situation. This means that management will change its business strategy in order to remain competitive. As a result, the capital structure may change which has a direct effect on credit quality.

Tags: , , , , , , , , ,
Posted in Private Annuities, Tenancy-in-Common, property, purchase real estate, rice, shares, tax, taxes, tenancy | Comments Off