http://www.profit-managing.com Manage your credit easily and efficiently Mon, 08 Mar 2010 22:36:49 +0000 http://backend.userland.com/rss092 en When partners have reached full partnership, remarkable things start to happen. Full partnerships between organizations are the equivalent of Olympic gold.Many try, few succeed. But those who do succeed know the work involved and the skill it takes to be the best. While the road is tricky and fraught with ... http://www.profit-managing.com/high-credit-trust-enables-creative-risk/ Telecommunications companies serve as a good example at this point. They used to be fixed-line operators. The introduction of new wireless technology changed their business models since they had to adapt their strategies to the new technological landscape. Capital expenditures were massively increased for the building of new wireless networks ... http://www.profit-managing.com/a-repricing-of-credit-risk/ The value chain for the automobile industry is representative for a cyclical sector. The various component makers interact with suppliers from the steel, textiles and basic materials industries. The car manufacturers assemble all parts together and finished automobiles are shipped through various distribution networks to the final consumer. Own financial ... http://www.profit-managing.com/the-integration-of-your-credit-resources/ The value chains for telecommunications wireless and electric utilities are examples for noncyclical sectors. Wireless operatorsinteract with equipment suppliers and their biggest cost positions are for subscriber acquisition, advertising and interconnection fees. Their customer base is divided into business clients and individual consumers. The success of a wireless operator will ... http://www.profit-managing.com/the-costs-for-acquiring-a-new-credit/ Structural economic changes of industries are important in the sector selection process for corporate bond investors because they determine how an industry functions and will allow to make projections about the development of the credit quality of specific industries. It has to be determined whether certain changes in industry dynamics ... http://www.profit-managing.com/credit-and-economic-changes-of-industries/ Industries with structural losses have to be avoided because their profits will fall in recession and recovery as well. Defensive industries with structural gains will experience a rise in profits during the whole economic cycle. Industry trends have to be monitored and projections about future trends have to be made because ... http://www.profit-managing.com/industries-with-structural-credit-losses/ Oil companies’ relative profits also peak during a recession because an economic downturn is usually accompanied by high oil prices. Utilities have a noncyclical business profile and they are subject to regulated pricing. They will realize their profit peaks relative to the market during a later stage of an economic ... http://www.profit-managing.com/relative-profits-derived-from-you-loan/ Capital goods, paper, and metals and mining companies realize their respective profit peaks at the later stages of an economic expansion as they produce goods and services whose demand is closely tied to economic activity. Additionally business peak cycles are accompanied by inflation as demand exceeds supply and for example, ... http://www.profit-managing.com/the-fixed-costs-of-your-credit/ The defensive character of noncyclical sectors pays off during stages of weak economic growth. See at what stage in the economy cycle the different industries reach their profit peaks relative to the market. This is a basis for a sector rotation strategy but the profit cycle is not the only selection ... http://www.profit-managing.com/the-defensive-character-of-noncyclical-payday-sectors/ Corporate spreads and profits showed a close relationship during past economic cycles. Deteriorating profits as a percentage of GDP go along with wider credit spreads. Market phases with improving profits are accompanied by tighter credit spreads. The business cycle sets the parameters for the sector rotation strategy. Sectors with a high ... http://www.profit-managing.com/corporate-spreads-of-loans-and-profits/