Posts Tagged ‘profit managing’
Monday, October 5th, 2009
Some investors who can process emotions quickly enjoy foreign stocks. Non-U.S. stocks are idea investments with great idea complexity. The romantic, foreign traveler who realizes the risk but enjoys the hunt can have fun here. Foreign and emerging markets are less picked over than the U.S. market. In the midst of the chaos, there are tremendous bargains. If you like to read about China and Israel, travel to Turkey and Paris, or think about Euros versus yen, then this may be in your comfort zone. For the foreign traveler, who is practically addicted to foreign investing, 50 stocks will provide a lifetime of entertainment. But most investors will be rattled by the volatility and dishonesty.
Even local investors are turned off by the irregularities overseas. Investors in most foreign and emerging markets invest in bank savings instruments, government bonds, and real estate. Only in the last five years has there been general interest in stocks. Huge American brokers, mutual funds, and investment banks see tremendous profits to be made from instilling an “equity culture” overseas. Not only can they sell products to overseas investors, but they can sell U.S. investors turned off by the U.S. market hot foreign and emerging market products.
Vast amounts of propaganda have been produced to instill equity culture overseas. The two pillars of the platform are that stocks are the best investment for the long-run and stocks are the only investment with returns high enough to save the shaky retirement systems of European and Asian countries. Respected newspapers and magazines looking for large ad revenues from the campaign have joined the chorus. Politicians looking for votes have enacted 401(k)-type legislation. Unfortunately, equity culture is not likely to make many investors happy.
Tags: payday, personal finances, profit managing, stock exchange, student loans
Posted in global markets, investing, loans | Comments Off
Saturday, April 11th, 2009
Consolidation allows you to combine all your federal education loans into a single, more manageable loan, make one monthly payment to a single loan holder and extend your repayment period to a maximum of up to 30 years depending on the consolidated loan amount.
The following repayment schedules are available for consolidation loans:
- Standard repayment schedule.
- Graduated repayment schedule.
- Income-sensitive repayment schedule.
- Extended repayment schedule (if applicable).
Note: Consolidation loans aren’t for everyone. Research the advantages and disadvantages to determine if a consolidation loan is best for you; more information is available at www.ogslp.org. If you wish to apply for a consolidation loan, contact your current loan holder.
Tags: credit cards, credit score, getting out of debt, home value, local markets, profit managing, student loans
Posted in Uncategorized | Comments Off